Money money money…

In trying to decide what to do with your life, one thing generally rears it’s ugly head; money.

day 3 - this is your life

“How are you going to live?”, “What will you do for cash?”, “How will you pay for it all?”, these are the types of questions you hear from people whenever you talk about doing something new, about “…making the choice between liberty and security.” And with good reason.

For example, last week I was idly contemplating pay day, making a list of what I was going to buy with this month’s cash (which included a tri-monthly bonus), when suddenly I chipped a tooth, and I discovered my car hadn’t had a proper service in over a year, and there’s a friend’s birthday coming up, and… well, you get the picture. I went from buying a new stereo to dipping into my savings in a matter of days. Such is the way of things.

But should this be a reason not to try? Hell no! You can live in fear or take risks and have fun, and either way there’ll still be unexpected things to deal with along the way. For example, I used to share a house with this lad who never worried about what he spent his money on. If he saw something he liked, he bought it. Every time he came home he had something new and interesting to show us.

I, on the other hand, was eternally frugal. I was digging my way out of debt and so was counting every penny. I bought shop brand goods (ie: non-Heinz baked beans), thought hard about any major purchase, and never did anything on the spur of the moment.

And you know what, at the end of the month we were both skint, but he’d had a lot more fun than I had. It was a revelation the day I figured that one out. That was when I stopped worrying about money, and started using it to my own advantage.

I still budget, and I still save, but once the bills are paid I allow myself free reign to quite simply spank the remainder on whatever the hell I want, and I have a lot more fun doing it than I ever did feeling guilty for enjoying myself now and then.

Don’t ever be too hard on yourself; there’s plenty of people out there who’ll try and do that for you.

Speaking of fun, meet Thumb Face. 🙂

thumb face

I’d explain him, but I think he’s pretty self explanatory. You’ve got amuse yourself somehow, eh? I’ve got a feeling Thumb Face will make a few more appearances in the future. He has a tenacious curiosity.

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